лучить консультацию, свяжитесь с нашим менеThe challenges of transferring funds abroad from Russia have become a daily reality for many. For those needing to send money—whether to support family, pay rent, purchase goods, or access services—finding reliable and secure methods is essential. Many popular money transfer systems have exited the Russian market, and SWIFT or traditional bank transfers may no longer be feasible due to sanctions or operational restrictions.

This article explores the available options for sending money abroad, their features, and limitations. We’ll cover bank transfers, the remaining money transfer systems, cryptocurrency options, and how NoWALL can help facilitate international transfers under sanctions.

Bank Transfers

Bank transfers remain a popular method, but since 2022, the opportunities for Russians have become far more limited. Due to the disconnection of major Russian banks from the SWIFT system, transfers are only possible through a few banks, such as Gazprombank, Rosbank, Alfa-Bank, and ATB.

How It Works:

To make a bank transfer, the sender must have an account in a bank connected to the SWIFT system. This can be done by visiting a bank branch or using online banking if available.

Limits and Fees:

• Bank fees can reach 5% or more of the transfer amount.
• The Russian Central Bank has set a monthly transfer limit for individuals of $1 million or its equivalent in other currencies.
• Processing times can range from 2–5 business days or longer.

Risks and Limitations:

• Transfers can be frozen or blocked if the recipient’s bank is under sanctions or located in a restricted country.
• SWIFT transfers may be rejected, particularly for transactions to EU or US countries.

Bank transfers remain secure but are slow and subject to rejection if the recipient’s bank or country is under sanctions.

Money Transfer Systems: Unistream, Zolotaya Korona (Korona Pay), and Contact

With limited access to bank transfers, several money transfer systems, such as Unistream, Zolotaya Korona, and Contact, offer alternative methods for sending money abroad without requiring an account.

Unistream

Unistream supports transfers to 17 countries, including European destinations such as Greece, Cyprus, the UK, Turkey, Moldova, and Italy.

Key Parameters for Unistream:

• Minimum Transfer Amount: 50–300,000 RUB.
• Currency Conversion: Transfers can be sent in EUR or USD, but recipients in Russia can only receive RUB.
• Processing Time: Transfers are typically completed in minutes.
• Fees: Depend on the sending country and transfer amount. For example, a transfer of 5,000 RUB from Italy incurs a 0.7% fee (~5.66 EUR).

How to Use Unistream:
The sender must visit a bank or office supporting Unistream and provide the recipient’s details, including full name, phone number, country, and city. Recipients can collect funds at partner locations like Post Bank (Pochta Bank) or Rosselkhozbank.

Zolotaya Korona (Korona Pay)

Zolotaya Korona also enables transfers to Russia but with restrictions. For instance, transfers from European countries are only available via the app using a card, while cash transfers are only possible from Uzbekistan.

Key Parameters for Zolotaya Korona (Korona Pay):

• Transfer Amount: 4–5,000 EUR.
• Fees: Vary by destination and amount. Currency conversion is free, but exchange rates may be less favorable.
• How to Send: Transfers are initiated via the app; recipients can collect funds as cash or credit to a card.

Contact

The Contact system supports transfers to several countries, including CIS and some European nations. Funds can be received as cash or credited to a card.

Key Parameters for Contact:

• Minimum Transfer Amount: 1,000 RUB.
• Fees: 1.5%–2%, depending on the country.
• Processing Time: Minutes to a few hours.

How to Use Contact:
The sender must visit a partner bank or office and provide the recipient’s details. Recipients can collect funds at partner bank branches.

Cryptocurrency Transfers

Cryptocurrencies have become a popular alternative for those looking to send funds abroad without relying on banks or traditional transfer systems.

How It Works:

• Create a cryptocurrency wallet, purchase cryptocurrency (e.g., Bitcoin or Ethereum), and send it to the recipient’s wallet.

Advantages:

• Low fees, depending on the blockchain.
• Independent of traditional financial systems.

Risks and Limitations:

• High volatility: Cryptocurrency values can fluctuate, affecting the final transfer amount.
• Complexity: Requires knowledge of wallets and exchanges.
• Regulatory restrictions: Some countries impose strict regulations on cryptocurrency use.

Alternative Methods

Paying for Goods and Services

Instead of transferring money, some opt to pay for goods or services abroad directly. For example, paying for rent or purchases in international online stores can substitute for sending funds.

Offshore Companies

In some cases, offshore companies are used to facilitate transfers. However, this requires careful examination of legal and international risks.

NoWALL: A Reliable Solution for International Transfers

NoWALL offers an alternative solution for sending funds abroad, bypassing restrictions while ensuring fast and secure transactions. Operating under licenses in the UK, Czech Republic, Spain, Hong Kong, Estonia, and the UAE, NoWALL facilitates transfers without violating regulations.

How NoWALL Works:

• Rubles sent from Russia remain in the country, while equivalent amounts in foreign currency are paid out from NoWALL’s overseas reserves.

Advantages of NoWALL:

• Fast transfers: Delivery times range from 30 minutes to 2 hours.
• Flexible payment methods: Supports SEPA, SWIFT, cryptocurrency, and more.
• Transparent fees: Based on Binance exchange rates for cost-effective transfers.

How to Send Money with NoWALL:

1. Contact our bot on Telegram.
2. Specify the amount and payment method.
3. Receive a calculation from our manager and send the funds.
4. Once confirmed, the recipient will receive the money within 2 hours.

Conclusion

Sending money abroad from Russia under sanctions can be risky:

• Transfers may be frozen due to regulatory restrictions.
• Monitoring sanction lists is crucial, as transactions involving sanctioned entities are illegal.

NoWALL offers a secure and legal alternative for sending money to the US, Europe, and beyond.

To start your transfer or request a consultation, contact our manager via the NoWALL chatbot on Telegram.джером через чат-бот в Telegram.